About Smart Money

Smart Money is a financial education project dedicated to making financial knowledge accessible to everyone, regardless of background or prior experience. We believe that understanding basic financial concepts is a right, not a privilege.

Project Founder

Amiel Riss

Amiel Riss is a digital marketing expert, entrepreneur, and founder of multiple educational and test-prep platforms. Drawing on extensive experience in making complex knowledge simple and interactive, Amiel created Smart Money — a platform that enables anyone to understand the long-term impact of everyday financial decisions.

Our Mission

We develop interactive tools that turn complex financial concepts — like compound interest, inflation, and management fees — into simple, clear visual insights. Every calculator is built on proven financial models and presents results through intuitive charts.

Our Principles

Accessible Education — All tools are completely free, no signup required, available in 6 languages
Full Transparency — We clearly state that this site does not constitute investment advice
Research-Based — Every calculator is based on established financial models and principles
Community-Driven — Share results with friends and encourage healthy financial discussions

Methodology & Sources

Our calculators are based on widely accepted financial principles: the 4% rule for FIRE calculations, David Bach's Latte Factor principle, standard compound interest formulas, and historical return data from major stock market indices.

Data Sources

Stocks & Indices: Yahoo Finance — split-adjusted historical prices, updated daily.
Crypto: CoinGecko API — real-time Bitcoin, Ethereum, and Solana prices.
Commodities (Gold, Silver, Oil): Yahoo Finance — futures data, updated daily.
Exchange Rates: open.er-api.com — current exchange rates with 24-hour cache.
Financial Formulas: 4% rule (Trinity Study), Latte Factor (David Bach), standard compound interest.

Want to Get in Touch?

Have a question, suggestion, or idea for a new calculator?